Money expert shares 7 tips to help you have a no spend Christmas

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Consumer expert and money saving blogger Jane Hawkes spoke exclusively to about how people can have a no spend Christmas. She has come up with seven things people can do this festive season to save money while still giving presents.

Money experts like Jane Hawkes have been sharing tips to help people have an enjoyable Christmas without spending too much money.

The blogger who runs, revealed seven easy ways to save money this festive season, while still being able to give gifts.

Among her fabulous ideas, she recommends skill swapping, recycling gifts and making the most of freebies.

She said people can halve their Christmas budget by following her money-saving tips.

Lady Janey’s top seven tips for a no spend Christmas:

“Pick up freebies for stocking fillers from and

“Enter competitions to win free stuff in time for Christmas from

“Skill swap with friends and family – I helped my friend out with her social media account and now have a stock of lovely fudge and chocolate brownie bombs!

“Use supermarket reward points to stock up on Christmas goodies or use the Olio app which also has non food items too.

“Complete surveys to win Amazon vouchers or try

“Get free beauty samples in store – a number of beauty counters, especially ones in larger department stores, will give you free samples of products.

“Check out local recycling and sharing sites such as or and regift presents of your own.”

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Jane previously spoke to in May when she shared 10 tips to help people save money during the summer. Money saver shares 10 money saving tips to help you save hundreds.

One thing Jane swears by is the 30-day rule which she says can stop people from impulse buying – something that could come in useful at Christmas too.

She said: “We work harder than ever for the pennies we earn so what we spend them on should be 100 percent worth it.

“It’s only a saving if you were going to buy it anyway – impulse buys are never money saving.”

Other bloggers have been sharing their tips for saving money this festive season – Emilie Nutley is one of a number of people who are having a clearout and selling things online to pay for presents.

She told “I’m currently selling our old clothes and clothes my little boy has grown out of on Vinted and using the balance to buy Christmas presents and new clothes we need.”

Emilie hasn’t always been thrifty – she first started budgeting in early 2020 to pay off £4,500 of debt.

She now helps others become more financially savvy and runs a business educating women in personal finance called She Does Money.

Personally, I also think it’s possible to have a fun-filled festive season without breaking the bank. 

I usually make around £150 – this year I’m selling a desk (£25) chair (£45) dog carrier (£20) microwave (£30) and two unused hair curlers for £15 each.

I don’t spend an extra penny at Christmas because I put money away for the festive season by having a clear out before the big day.

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