Severe Disability Premium: What is the Severe Disability Premium? How does it work?
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A Severe Disability Premium is a lifeline for many people with disabilities. Thousands of people have experienced pay cuts to their benefits amid the coronavirus pandemic after changes were made to Universal Credit last month. The policy change meant people with severe disabilities would have their Severe Disability Premium included in their Universal Credit rather than a separate payment alongside it. Express.co.uk has compiled a guide to explain how a Severe Disability Premium works.
What is a Severe Disability Premium?
Severe Disability Premium is an additional amount of money given to those who have to deal with the cost of being disabled.
It can be included in several means-tested benefits.
People who are entitled to Severe Disability Premium cannot claim Universal Credit but can still make new claims for the benefits Universal Credit replaces.
There are three types of disability premium for adults: disability premium enhanced disability premium and severe disability premium.
You cannot get more than one premium at a time.
What benefits did Universal Credit replace?
Universal Credit is a single payment available to those who are on a low income or out of work.
It replaced six legacy benefits which are:
- Income Support
- Working Tax Credit
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Housing Benefit
- Child Tax Credit.
What benefits can have Severe Disability Premium added?
Several means-tested benefits can have disablement premium amounts added to them, including:
- Income Support
- Employment & Support Allowance (income-related)
- Jobseeker’s Allowance (income-based)
- Guarantee Pension Credit
- Housing Benefit
DLA: Everything you need to know about Disability Living Allowance [INSIGHT]
Attendance allowance eligibility: Can state pensions impact payments? [EXPLAINER]
PIP: DWP toolkit could help Britons secure important support they need [ANALYSIS]
Who is eligible for a Severe Disability Premium?
You must get the disability premium or income-related ESA, and one of the following qualifying benefits:
- PIP daily living component
- DLA care component at the middle or highest rate
- Attendance Allowance (or Constant Attendance Allowance paid with Industrial Injuries Disablement Benefit or War Pension).
If you are single, you must meet the following qualifying criteria:
- You are in receipt of a qualifying benefit
- No-one can be in receipt of Carer’s Allowance or the Carers part of Universal Credit
- You must live alone
- You cannot have anyone aged over 18 who is a non-dependent, exceptions are made to this rule if the person aged over 18 is blind or receives a qualifying benefit themselves.
In couples, you must meet the following criteria:
- You both must be in receipt of a qualifying benefit
- Nobody can receive Carer’s Allowance or the Carers part of Universal Credit
- You must reside alone
- You cannot live with any over 18s who are non-dependent
- Someone claims Carer’s Allowance or the Carers part of Universal Credit who cares for you but also meets the other conditions set out above – in which case the Severe Disability Premium must be paid at a single rate.
You may be permitted to live with someone aged 18 or over if they are a boarder or subtenant, but not a close relative or they make separate payments to the landlord.
How much can you get with a severe disability premium?
Current Severe Disability Premium rates are as follows:
- £66.95 a week for a single person
- £133.90 a week for a couple if you’re both eligible.
Some couples will be eligible for the lower amount of £66.95 a week instead.
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