Universal Credit claimants may get up to £800 in emergency cash – are you eligible?
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The Department for Work and Pensions (DWP) said the additional help is available to people on Universal Credit or those claiming legacy benefits such as Jobseeker’s Allowance, Employment and Support Allowance as well as Pension Credit.
This could be a lifeline to people struggling to buy their food or pay their bills on less money, as the end of the uplift will leave many households £1,000 a year worse off.
To claim the support people will need to prove that they don’t have more than £1,000 in savings.
Once they’ve taken this step, someone with a child or children can apply for a Budgeting Loan of £812.
A couple could apply for £464 and an individual could potentially get £348.
However, it’s important to note that this is a loan and will need to be paid back.
That said, it doesn’t have to be repaid in one lump sum and is usually split across 12 months.
This should make it a lot more manageable for people who are struggling with money.
It will be automatically deducted from future benefit payments so if someone moves from benefits to work they’ll need to make other arrangements.
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Britons must have also earned less than £2,600 in the last six months to qualify. That rises to £3,600 jointly for a couple who are both claiming benefits.
In addition, if they’ve had loans previously they must have paid them off.
Nearly six million people are currently claiming Universal Credit – almost double the amount of people 18 months ago at the start of the COVID-19 pandemic.
Instead of struggling alone, experts advise that they double check that they are receiving all the financial help they are entitled to.
Anyone who is on a low income or unemployed might qualify for Universal Credit, which replaced other working age benefits in 2013.
Exactly how much Universal Credit people will receive will depend on their circumstances.
This could be whether they work, how much they earn and if they have children.
The number of children someone has does not affect their eligibility for Universal Credit, but it may affect how much they’ll get.
Families might also be able to get extra financial help by contacting their local council.
The Government’s Household Support Fund has been introduced to help cash strapped families pay for food, clothing and utilities.
The fund will be given on a discretionary basis to families, so it’s important that people let their local council know if they are struggling.
Anyone who is unsure if they are getting everything they are entitled to should go onto Gov.UK.
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